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Monday, September 29, 2008

The Market is down 400, 500, 600,700 plus points!




House vote did not go thru , however the vote is not over yet ! it can be changed !Despite the bank bailout plan moving forward, stock investors remain worried and credit markets remain tight. they need 218 votes we only have 207 as of 2:00 pm est. ! will the market go down 1000 points ???

Bail out vote at 1pm est. on congress - will it pass??

(CNNMoney.com) -- The House started Monday what was expected to be a short debate ahead of a quick vote on a sweeping $700 bailout of the nation's financial system.
The vote comes after lawmakers and the Bush administration finalized legislation following a weekend of high-stakes negotiations over the controversial measure, which is designed to get battered U.S. credit markets working normally again.
"Today is the decision day," said Barney Frank, D-Mass., on the House floor. "If we defeat this bill today, it will be a very bad day for the financial sector of the American economy and the people who will feel the pain are not the top bankers and top corporate executives but average Americans."
Rep. Gary Miller, R-Calif., also urged passage of the bill, despite reservations he admitted all members had on the proposal.
"I have yet to talk to a member who wants to vote on this today," Miller said. "This is probably the toughest vote any of any of us have taken since we've been in Congress. If you just solely rely on the phone calls we're getting from home, listening to people who don't understand the complexities of our marketplace and what we're dealing with here, the easiest vote for you to make would be a no vote today. You have to go beyond that."
Indeed, with leading House Republicans signing on to the proposal on Sunday after expressing earlier reservations, the bill is now expected to pass. Senate Majority Leader Harry Reid said Sunday he hoped for a vote in that chamber by Wednesday at the latest.
Earlier, President Bush and Federal Reserve Chairman Ben Bernanke hailed the measure and urged Congress to move quickly to pass it.
Bush, speaking at the White House, called the proposed measure "an extraordinary agreement to deal with an extraordinary problem." He said he is confident the measure will win bipartisan support.
"With this strong and decisive legislation, we will help restart the flow of credit so American families can meet their daily needs and American businesses can make purchases, ship goods and meet their payrolls," Bush said. "We'll make clear that the United States is serious about restoring confidence and stability in our financial system."
Bush acknowledged that many voters were opposed to helping out Wall Street with tax dollars, but said there is little choice to move forward with the plan. He said most if not all of the tax money spent to buy distressed mortgage-backed securities should be recouped when the Treasury sells them in the coming years.
"Every member of Congress and every American should keep in mind - a vote for this bill is a vote to prevent economic damage to you and your community," Bush said.
Bernanke, who had spent hours before Congress last week testifying in favor of the measure, issued a brief written statement also promising that it would restore the flow of credit to households and businesses.
"I look forward to swift passage of the legislation," he said.
House Speaker Nancy Pelosi, D-Calif., said the provisions added by Congress will protect taxpayers from having to pay for the bailout.
"We sent a message to Wall Street - the party is over," she said at a press conference with Senate Majority Leader Harry Reid, D-Nev., and other Democratic leaders from the House and Senate.
The core of the bill is based on Treasury Secretary Henry Paulson's request for authority to purchase troubled assets from financial institutions so banks can resume lending and so the credit markets, now virtually frozen, can begin to operate more normally.
But Democrats and Republicans - concerned about the potential cost - have added several conditions and restrictions to protect taxpayers on the down side and give them a chance at some of the potential upside if the companies benefit from the plan. "People have to know that this isn't about a bailout of Wall Street. It's a buy-in so we can turn our economy around," Pelosi said.
Key negotiators for the financial rescue plan were e busy trying to line up votes on Capitol Hill on Sunday. House Majority Leader Steny Hoyer, D-Md., told CNN he believes a majority of representatives on both sides of the aisle can and will support the bill.
On Sunday evening, the House Republican working group, which stringently opposed earlier drafts of the plan and offered a counterproposal, indicated it would support the bill, and its members are encouraging other Republicans in the House to do the same.
"Nobody wants to have to support this bill, but it's a bill that we believe will avert the crisis that's out there," House Minority Leader John Boehner, R-Ohio, told reporters.
Banks and Wall Street firms, worried about both their own needs for cash and the condition of other institutions, essentially stopped loaning money to one another in recent weeks. That choked off the money being made available on Main Street in the form of mortgage loans, business loans and other consumer borrowing.
The basis for the crisis is problems in mortgage-backed securities, which saw their value plunge as home prices have gone into their worst slide since the Great Depression and foreclosures soared to record levels. In turn, the market for trillion of dollars worth of those securities held by major firms evaporated, sending them down to fire sale prices and raising the risk of widespread failures among the nation's major financial firms.
Under the plan, Treasury will buy the mortgage backed securities, either directly from the firms or through an auction process. It may also arrange to provide guarantees for the securities up to their original values in return for premiums they would charge current holders of the securities.
To make the legislation more politically palatable, the bill calls for the government, as an owner of a large number of mortgage securities, to exert influence on loan servicers to modify more troubled loans to help prevent additional foreclosures. It also provides that the government will take equity in the firms that sell the securities to the government, and limits pay packages for top executives.
The legislation comes amid great upheaval in the nation's financial system. On Monday morning, the Federal Deposit Insurance Corp., which insures deposits at failed banks, arranged for the sale of the banking assets of Wachovia (WB, Fortune 500), the nation's No. 4 bank holding company, to Citigroup (C, Fortune 500) for $2.2 billion in stock.
That follows three weeks of other shocks: the Treasury Department's seizure of mortgage finance firms Fannie Mae (FNM, Fortune 500) and Freddie Mac (FRE, Fortune 500); Wall Street firm Lehman Brothers' bankruptcy filing; rival Merrill Lynch (MER, Fortune 500) purchase by Bank of America (BAC, Fortune 500).
In addition, the Fed bailed out insurance giant American International Group (AIG, Fortune 500), loaning it $85 billion in return for a nearly 80% stake. while Washington Mutual (WM, Fortune 500), the nation's largest savings and loan, became the largest bank failure in history.

Thursday, September 25, 2008

McCain Bail Out??

McCain Stops at Senate en Route to White House

By M. Shear and Lori Montgomery
Sen. John McCain returned to Washington on Thursday after declaring that he has suspended his campaign, but he appeared largely detached from the flurry of negotiations on a $700 billion economic rescue package that appeared to be headed to a successful conclusion.

McCain's "Straight Talk Air" landed at National Airport just after noon, and McCain's motorcade sped toward the Senate. But by then, senior Democrats and Republicans were already announcing that a deal in principle had been reached.

That news appeared to be somewhat premature as House Republican leader John Boehner told his members that "no deal" had yet been reached. McCain arrived at 3:40 p.m. at the White House, where he and his rival, Sen. Barack Obama, were scheduled to meet with President Bush and congressional leaders at 4 p.m.

The leading Democratic negotiator on the Bush administration's $700 bailout plan accused John McCain of undermining the proposal and prodding House Republicans to lay out a wholly different approach that is opposed by the White House.

"This is the presidential campaign of John McCain undermining what Hank Paulson tells us is essential for the country," said Democratic Rep. Barney Frank, (D-Mass.), chairman of the House Financial Services Committee. "This is McCain at the last minute getting House Republicans to undermine the Paulson approach."

Republican leadership aides reacted incredulously to Frank's broadside, saying there was no way McCain's chief economic adviser, Douglas Holtz-Eakin, could undermine a deal with House Republicans that has never had rank-and-file support.

Holtz-Eakin met this morning with Boehner, House Minority Whip Roy Blunt (R-Mo.) and House Republican Conference Chairman Adam Putnam (R-Fla.), but the GOP leaders did virtually all of the talking, and what they told him was how little support the $700 billion package had with their rank-and-file. When McCain emerged from the back door of Boehner's office in the Capitol, both Holtz-Eakin and Sen. Lindsey O. Graham (R-S.C.), a key McCain ally, said they knew very little about the deal.

GOP aides familiar with the alternative proposal said that it had been in a draft stage for several days, with one adviser saying the lawmakers wanted to unveil it yesterday, but that McCain's entree into the deliberations actually made them wait a day.

The White House meeting was in part the result of McCain's stunning pronouncement Wednesday that he would stop campaigning to return to Washington, where he had urged Bush to convene a summit to address the crisis.

But for most of the afternoon, McCain has not visibly been part of the action on the issue. He was not present when House and Senate negotiators emerged from a two-hour meeting to declare success. That announcement was made by Sen. Christopher J. Dodd (D-Conn.), chairman of the Senate Banking Committee, Sen. Robert F. Bennett (Utah) and Frank.

McCain, by contrast, spent some time in his office with several Republican colleagues, briefly stopped at Boehner's office, then left for lunch at the Capitol's Mansfield Room before returning to his office in the Russell Senate Office Building.

Republican Rep. Spencer Bachus (Ala.) said he had spoken to McCain yesterday, had breakfast with two McCain advisers this morning and spoke to McCain again immediately after today's meeting. But, Bachus said, "John's not trying to call the shots for the House caucus, I can tell you that. He's just opposed to the plan in its present form."

Frank reacted angrily to Bachus's statements, insisting that lawmakers were well on their way toward an agreement they could put to a vote, and that this afternoon's meeting at the White House was largely irrelevent.

"We'll be glad to go and tell them there really isn't that much of a deadlock to break," Frank said. "But I'm always glad to go to the White House."

McCain aides expressed cautious optimism, saying that there is "no deal until there's a deal," but McCain made no comments to the reporters trailing him around the Capitol.

Meanwhile, the status of the planned Friday night debate with Obama remained up in the air Thursday afternoon. Senior McCain adviser Mark Salter said, "We've got to see," when asked whether the debate would go on as planned.

McCain said on Wednesday that the debate should be postponed so that the two candidates, the president and the congressional leadership could lock themselves in a room for 100 hours to solve the economic crisis.

Obama arrived in Washington later in the afternoon, accompanied by one Senate staffer. Democrats cried foul when a White House list of attendees indicated that McCain planned to take a campaign aide, former Congressional Budget Office director Doug Holtz-Eakin, with him to the White House meeting.

Friday, September 19, 2008

No Short Selling Or Go To Jail ??

SEC bans short selling in 799 financial stocks
Regulator says ban is needed to protect market integrity
By S. Kennedy

LONDON (MarketWatch) -- The Securities and Exchange Commission early Friday issued an emergency order temporarily banning short selling in the shares of 799 financial institutions.
The regulator said it was acting in concert with the U.K.'s Financial Services Authority, which announced a similar ban on Thursday, and added the move was needed "to protect the integrity and quality of the securities market and strengthen investor confidence."
The ban takes effect immediately and runs until midnight on Oct. 2. The SEC said it may extend the order if it's necessary to protect investors, but it won't last more than 30 days. See full list of companies.
Financial services stocks soared in Europe following the U.K. ban, with Barclays (UK:BARC: news, chart, profile) (BCS:
Barclays PLC
Last: 27.93+5.33+23.58%4:00pm 09/18/2008Delayed quote data

Sponsored by:
BCS 27.93, +5.33, +23.6%) , the bank that is buying part of Lehman Brothers, up over 30%.
U.S. stock market futures also surged. Dow industrial futures jumped 313 points and S&P 500 futures were up 46.50 points.
In pre-market trading, Goldman Sachs (GS:
Goldman Sachs Group, Inc
Last: 108.00-6.50-5.68%4:02pm 09/18/2008Delayed quote data

Sponsored by:
GS 108.00, -6.50, -5.7%) and Morgan Stanley (MS:
morgan stanley com new

Last: 22.55+0.80+3.68%8:03am 09/19/2008Delayed quote data
Sponsored by:
MS 22.55, +0.80, +3.7%) were both up over 10%.
"The commission is committed to using every weapon in its arsenal to combat market manipulation that threatens investors and capital markets," said SEC Chairman Christopher Cox in a statement.
"The emergency order temporarily banning short selling of financial stocks will restore equilibrium to markets. This action, which would not be necessary in a well-functioning market, is temporary in nature and part of the comprehensive set of steps being taken by the Federal Reserve, the Treasury and the Congress," he added.
U.S. authorities are reportedly trying to find a way to move toxic assets off the balance sheets of major U.S. firms in a bid to find a longer-term solution to the credit crisis. See full story.
Alongside the bar on short selling, the SEC introduced other temporary measures requiring institutional money managers to reveal short positions in certain securities and easing restrictions on the ability of securities issuers to re-purchase their own shares.
Allowing companies to more-easily buy back their own shares will help restore liquidity, the regulator argued.
European regulators take action
Following the move from the U.S. and U.K. watchdogs, some European regulators were also beginning to take action Friday.
The Irish regulator said it has banned anyone except market makers from entering a trade with the aim of profiting from a fall in the shares of Irish banks. That move helped drive the main Irish index up nearly 12%.
Other regulators didn't change their rules, but indicated they would be taking a tougher stance of monitoring and enforcing them.
The Swiss Federal Bank Commission and SWX Swiss Exchange both issued statements emphasizing that naked short selling -- where a stock is sold without making arrangement to borrow it first -- is not permitted and contravenes the code of conduct on market abuse.
France's Autorite des Marches Financiers similarly warned anyone selling shares in France that they must deliver the stock within three days and said it will crack down on anyone breaching that rule.
A spokeswoman for Germany's regulator, the BaFin, said short selling is not banned in Germany but declined to comment on the situation for naked short selling or whether it is considering a temporary restriction.
The Wall Street Journal also reported that large shareholders had already begun to cut back on their lending of shares -- a crucial element of short selling.
Among the investors reigning-in lending is Calpers, the largest U.S. public pension fund, which had stopped lending out shares of Goldman Sachs, Morgan Stanley and Wachovia Corp. (WB:
Wachovia Corp
Sponsored by:
WB 14.50, +5.38, +59.0%) even before the SEC's announcement

Here is the list of Companies !

ATLANTIC AMERICAN CORP
AANB
ABIGAIL ADAMS NATL BANCORP INC
ABBC
ABINGTON BANCORP INC PA
ABCB
AMERIS BANCORP
ABCW
ANCHOR BANCORP WISCONSIN INC
ABK
AMBAC FINANCIAL GROUP INC
ABNJ
AMERICAN BANCORP OF NJ INC
ABVA
ALLIANCE BANKSHARES CORP
ACAP
AMERICAN PHYSICIANS CAPITAL INC
ACBA
AMERICAN COMMUNITY BNCSHRS INC
ACE
ACE LTD
ACFC
ATLANTIC COAST FED CORP
ACGL
ARCH CAPITAL GROUP LTD NEW
ADVNA
ADVANTA CORP
ADVNB
ADVANTA CORP
AEG
AEGON N V
AEL
AMERICAN EQUITY INVT LIFE HLDG C
AET
AETNA INC NEW
AF
ASTORIA FINANCIAL CORP
AFFM
AFFIRMATIVE INSURANCE HLDGS INC
AFG
AMERICAN FINANCIAL GROUP INC NEW
AFL
A F L A C INC
AGII
ARGO GROUP INTL HLDGS LTD
AGO
ASSURED GUARANTY LTD
AGP
AMERIGROUP CORP
AGX
ARGAN INC
AHD
ATLAS PIPELINE HOLDINGS L P
AHL
ASPEN INSURANCE HOLDINGS LTD
AIB
ALLIED IRISH BANKS PLC
AIG
AMERICAN INTERNATIONAL GROUP INC
AINV
APOLLO INVESTMENT CORP
AIZ
ASSURANT INC
ALL
ALLSTATE CORP
ALLB
ALLIANCE BANCORP INC PA
ALNC
ALLIANCE FINANCIAL CORP NY
AMCP
AMCOMP INC NEW
AMFI
AMCORE FINANCIAL INC
AMG
AFFILIATED MANAGERS GROUP INC
AMIC
AMERICAN INDEPENDENCE CORP
AMNB
AMERICAN NATIONAL BANKSHARES INC
AMP
AMERIPRISE FINANCIAL INC
AMPH
AMERICAN PHYSICIANS SVC GROUP
AMRB
AMERICAN RIVER BANKSHARES
AMSF
AMERISAFE INC
AMTD
T D AMERITRADE HOLDING CORP
ANAT
AMERICAN NATIONAL INS CO
ANNB
ANNAPOLIS BANCORP INC
AOC
AON CORP
APAB
APPALACHIAN BANCSHARES INC
AROW
ARROW FINANCIAL CORP
ASBI
AMERIANA BANCORP
ASFI
ASTA FUNDING INC
ASFN
ATLANTIC SOUTHERN FINL GROUP INC
ASRV
AMERISERV FINANCIAL INC
ATBC
ATLANTIC BANCGROUP INC
ATLO
AMES NATL CORP
AUBN
AUBURN NATIONAL BANCORP
AWBC
AMERICAN WEST BANCORPORATION
AWH
ALLIED WORLD ASSUR CO HLDGS LTD
AXA
A X A UAP
AXG
ATLAS ACQUISITION HOLDINGS CORP
AXS
AXIS CAPITAL HOLDINGS LTD
BAC
BANK OF AMERICA CORP
BANF
BANCFIRST CORP
BANR
BANNER CORP
BARI
BANCORP RHODE ISLAND INC
BAYN
BAY NATIONAL CORP
BBNK
BRIDGE CAPITAL HOLDINGS
BBT
B B & T CORP
BBX
BANKATLANTIC BANCORP INC
BCA
CORPBANCA
BCAR
BANK OF THE CAROLINAS CORP
BCBP
B C B BANCORP INC
BCP
BROOKE CAPITAL CORP
BCS
BARCLAYS PLC
BCSB
B C S B BANCORP INC
BDGE
BRIDGE BANCORP INC
BEN
FRANKLIN RESOURCES INC
BERK
BERKSHIRE BANCORP INC DEL
BFF
B F C FINANCIAL CORP
BFIN
BANKFINACIAL CORP
BFNB
BEACH FIRST NATL BANCSHARES INC
BHB
BAR HARBOR BANKSHARES
BHBC
BEVERLY HILLS BANCORP INC
BHLB
BERKSHIRE HILLS BANCORP INC
BK
ANK OF NEW YORK MELLON CORP
BKBK
BRITTON & KOONTZ CAPITAL CORP
BKMU
BANK MUTUAL CORP NEW
BKOR
OAK RIDGE FINANCIAL SERVICES INC
BKSC
BANK SOUTH CAROLINA CORP
BKUNA
A BANKUNITED FINANCIAL CORP
BLX
BANCO LATINOAMERICANO DE EXP SA
BMRC
BANK OF MARIN BANCORP
BMTC
BRYN MAWR BANK CORP
BNCL
BENEFICIAL MUTUAL BANCORP INC
BNCN
B N C BANCORP
BNS
BANK OF NOVA SCOTIA
BNV
BEVERLY NATIONAL CORP
BOCH
BANK OF COMMERCE HOLDINGS
BOFI
B OF I HOLDING INC
BOFL
BANK OF FLORIDA CORP NAPLES
BOH
BANK OF HAWAII CORP
BOKF
B O K FINANCIAL CORP
BOMK
BANK MCKENNEY VA
BOVA
BANK OF VIRGINIA
BPFH
BOSTON PRIVATE FINL HLDS INC
BPSG
BROADPOINT SECURITIES GROUP INC
BRK
BERKSHIRE HATHAWAY INC DEL
BRK
BERKSHIRE HATHAWAY INC DEL
BRKL
BROOKLINE BANCORP INC
BSRR
SIERRA BANCORP
BTFG
BANCTRUST FINANCIAL GROUP INC
BUSE
FIRST BUSEY CORP
BWINA
A BALDWIN & LYONS INC
BWINB
B BALDWIN & LYONS INC
BX
LACKSTONE GROUP L P
BXS
BANCORPSOUTH INC
BYFC
BROADWAY FINANCIAL CORP DEL
C
CITIGROUP INC
CAC
CAMDEN NATIONAL CORP
CACB
CASCADE BANCORP
CADE
CADENCE FINANCIAL CORP
CAFI
CAMCO FINANCIAL CORP
CAPB
CAPITALSOUTH BANCORP
CAPE
CAPE FEAR BANK CORP
CART
CAROLINA TRUST BANK
CARV
CARVER BANCORP INC
CASB
CASCADE FINANCIAL CORP
CASH
META FINANCIAL GROUP INC
CATY
CATHAY GENERAL BANCORP
CB
HUBB CORP
CBAN
COLONY BANKCORP INC
CBBO
COLUMBIA BANCORP ORE
CBC
CAPITOL BANCORP LTD
CBIN
COMMUNITY BANK SHRS INDIANA INC
CBKN
CAPITAL BANK CORP NEW
CBNK
CHICOPEE BANCORP INC
CBON
COMMUNITY BANCORP
CBU
COMMUNITY BANK SYSTEM INC
CCBD
COMMUNITY CENTRAL BANK CORP
CCBG
CAPITAL CITY BANK GROUP
CCBP
COMM BANCORP INC
CCFH
C C F HOLDING COMPANY
CCNE
C N B FINANCIAL CORP PA
CCOW
CAPITAL CORP OF THE WEST
CEBK
CENTRAL BANCORP INC
CFBK
CENTRAL FEDERAL CORP
CFFC
COMMUNITY FINANCIAL CORP
CFFI
C & F FINANCIAL CORP
CFFN
CAPITOL FEDERAL FINANCIAL
CFNL
CARDINAL FINANCIAL CORP
CFR
CULLEN FROST BANKERS INC
CHCO
CITY HOLDING CO
CHEV
CHEVIOT FINANCIAL CORP
CHFC
CHEMICAL FINANCIAL CORP
CI
I G N A CORP
CIA
CITIZENS INC
CINF
CINCINNATI FINANCIAL CORP
CITZ
C F S BANCORP INC
CIZN
CITIZENS HOLDING CO
CJBK
CENTRAL JERSEY BANCORP
CLBH
CAROLINA BANK HOLDINGS INC
CLFC
CENTER FINANCIAL CORP
CLMS
CALAMOS ASSET MANAGEMENT INC
CMA
COMERICA INC
CME
C M E GROUP INC
CMFB
COMMERCEFIRST BANCORP INC
CMGI
C M G I INC
CMSB
C M S BANCORP INC
CNA
C N A FINANCIAL CORP
CNAF
COMMERCIAL NATIONAL FINL CORP
CNB
COLONIAL BANCGROUP INC
CNBC
CENTER BANCORP INC
CNBKA
A CENTURY BANCORP INC
CNC
CENTENE CORP DEL
CNLA
COMMUNITY NATL BANK LAKEWAY AREA
CNO
CONSECO INC
CNS
COHEN & STEERS INC
COBH
PENNSYLVANIA COMMERCE BANCORP IN
COBZ
COBIZ FINANCIAL INC
COLB
COLUMBIA BANKING SYSTEM INC
COOP
COOPERATIVE BANCSHARES INC
CORS
CORUS BANKSHARES INC
COWN
COWEN GROUP INC
CPBC
COMMUNITY PARTNERS BANCORP
CPBK
COMMUNITY CAPITAL CORP
CPF
CENTRAL PACIFIC FINANCIAL CORP
CPHL
CASTLEPOINT HOLDINGS LTD
CRBC
CITIZENS REPUBLIC BANCORP INC
CRFN
CRESCENT FINANCIAL CORP
CRMH
C R M HOLDINGS LTD
CRRB
CARROLLTON BANCORP
CRVL
CORVEL CORP
CSBC
CITIZENS SOUTH BANKING CORP DEL
CSBK
CLIFTON SAVINGS BANCORP INC
CSFL
CENTERSTATE BANKS OF FLORIDA INC
CSHB
COMMUNITY SHORES BANK CORP
CSNT
CRESCENT BANKING CO
CTBC
CONNECTICUT BANK & TRUST CO
CTBI
COMMUNITY TRUST BANCORP INC
CTBK
CITYBANK LYNNWOOD WASHINGTON
CTZN
CITIZENS FIRST BANCORP INC
CVBF
C V B FINANCIAL CORP
CVBK
CENTRAL VIRGINIA BANKSHARES INC
CVCY
CENTRAL VALLEY COMM BANCORP
CVH
COVENTRY HEALTH CARE INC
CVLL
COMMUNITY VALLEY BANCORP
CVLY
CODORUS VALLEY BANCORP INC
CWBC
COMMUNITY WEST BANCSHARES
CWBS
COMMONWEALTH BANKSHARES INC
CWLZ
COWLITZ BANCORPORATION
CZFC
CITIZENS FIRST CORP
CZWI
CITIZENS CMNTY BANCORP INC MD
DB
EUTSCHE BANK AG
DCOM
DIME COMMUNITY BANCSHARES
DEAR
DEARBORN BANCORP INC
DFG
DELPHI FINANCIAL GROUP INC
DGICA
A DONEGAL GROUP INC
DGICB
B DONEGAL GROUP INC
DHIL
DIAMOND HILL INVESTMENT GRP INC
DLLR
DOLLAR FINANCIAL CORP
DR
ARWIN PROFESSIONAL UNDERWRITERS
DSL
DOWNEY FINANCIAL CORP
DUF
DUFF & PHELPS CORP NEW
EBSB
MERIDIAN INTERSTATE BANCORP INC
EBTX
ENCORE BANCSHRES INC
ECBE
E C B BANCORP INC
EGBN
EAGLE BANCORP INC
EIHI
EASTERN INSURANCE HOLDINGS INC
EII
ENERGY INFRASTRUCTURE ACQUI CORP
EMCI
E M C INSURANCE GROUP INC
EMITF
F ELBIT IMAGING LTD
ENH
ENDURANCE SPECIALTY HOLDINGS LTD
ESBF
E S B FINANCIAL CORP
ESBK
ELMIRA SAVINGS BANK FSB NY
ESGR
ENSTAR GROUP LTD
ETFC
E TRADE FINANCIAL CORP
EV
ATON VANCE CORP
EVBN
EVANS BANCORP INC
EVBS
EASTERN VIRGINIA BANKSHARES INC
EVR
EVERCORE PARTNERS INC
EWBC
EAST WEST BANCORP INC
FABK
FIRST ADVANTAGE BANCORP
FAC
FIRST ACCEPTANCE CORP
FAF
FIRST AMERICAN CORP CALIF
FBC
FLAGSTAR BANCORP INC
FBCM
F B R CAPITAL MARKETS CORP
FBIZ
FIRST BUSINESS FINL SVCS INC
FBMI
FIRSTBANK CORP
FBMS
FIRST BANCSHARES INC MS
FBNC
FIRST BANCORP NC
FBP
FIRST BANCORP P R
FBSI
FIRST BANCSHARES INC MO
FBSS
FAUQUIER BANKSHARES INC
FBTC
FIRST BANCTRUST
FCAL
FIRST CALIFORNIA FINL GROUP INC
FCAP
FIRST CAPITAL INC
FCBC
FIRST COMMUNITY BANCSHARES INC
FCCO
FIRST COMMUNITY CORP SC
FCCY
1ST CONSTITUTION BANCORP
FCFL
FIRST COMMUNITY BANK CORP AMER
FCNCA
A FIRST CITIZENS BANCSHARES INC NC
FCVA
FIRST CAPITAL BANCORP INC VA
FCZA
FIRST CITIZENS BANC CORP
FDEF
FIRST DEFIANCE FINANCIAL CORP
FDT
FEDERAL TRUST CORP
FED
FIRSTFED FINANCIAL CORP
FFBC
FIRST FINANCIAL BANCORP OHIO
FFBH
FIRST FEDERAL BANCSHARES ARK INC
FFCH
FIRST FINANCIAL HOLDINGS INC
FFCO
FEDFIRST FINANCIAL CORP
FFDF
F F D FINANCIAL CORP
FFFD
NORTH CENTRAL BANCSHARES INC
FFG
F B L FINANCIAL GROUP INC
FFH
FAIRFAX FINL HOLDINGS LTD
FFHS
FIRST FRANKLIN CORP
FFIC
FLUSHING FINANCIAL CORP
FFIN
FIRST FINANCIAL BANKSHARES INC
FFKT
FARMERS CAPITAL BANK CORP
FFKY
FIRST FINANCIAL SERVICE CORP
FFNM
FIRST FED NORTHN MI BANCORP INC
FFNW
FIRST FINANCIAL NORTHWEST INC
FFSX
FIRST FEDERAL BANKSHARES INC DEL
FHN
FIRST HORIZON NATIONAL CORP
FIFG
1ST INDEPENDENCE FNL GROUP INC
FIG
FORTRESS INVESTMENT GROUP L L C
FII
FEDERATED INVESTORS INC PA
FISI
FINANCIAL INSTITUTIONS INC
FKFS
FIRST KEYSTONE FINANCIAL INC
FLIC
FIRST LONG ISLAND CORP
FMAR
FIRST MARINER BANCORP
FMBI
FIRST MIDWEST BANCORP DE
FMER
FIRSTMERIT CORP
FMFC
FIRST M & F CORP
FNB
F N B CORP PA
FNBN
F N B UNITED CORP
FNFG
FIRST NIAGARA FINL GROUP INC NEW
FNLC
FIRST BANCORP INC ME
FNM
FEDERAL NATIONAL MORTGAGE ASSN
FNSC
FIRST NATIONAL BANCSHARES INC SC
FPBI
F P B BANCORP INC
FPBN
1ST PACIFIC BANCORP CA
FPFC
FIRST PLACE FINANCIAL CORP NM
FPIC
F P I C INSURANCE GROUP INC
FPTB
FIRST PACTRUST BANCORP INC
FRBK
REPUBLIC FIRST BANCORP INC
FRE
FEDERAL HOME LOAN MORTGAGE CORP
FRGB
FIRST REGIONAL BANCORP
FRME
FIRST MERCHANTS CORP
FSBI
FIDELITY BANCORP INC
FSBK
FIRST SOUTH BANCORP INC
FSGI
FIRST SECURITY GROUP INC
FSNM
FIRST STATE BANCORPORATION
FTBK
FRONTIER FINANCIAL CORP
FULT
FULTON FINANCIAL CORP PA
FUNC
FIRST UNITED CORP
FWV
FIRST WEST VIRGINIA BANCORP INC
FXCB
FOX CHASE BANCORP INC
GABC
GERMAN AMERICAN BANCORP INC
GAN
GAINSCO INC
GBCI
GLACIER BANCORP INC NEW
GBH
GREEN BUILDERS INC
GBL
GAMCO INVESTORS INC
GBNK
GUARANTY BANCORP
GBTS
GATEWAY FINANCIAL HLDGS INC
GCA
GLOBAL CASH ACCESS HOLDINGS INC
GFED
GUARANTY FEDERAL BANCSHARES INC
GFIG
G F I GROUP INC
GFLB
GREAT FLORIDA BANK
GGAL
GRUPO FINANCIERO GALICIA S A
GHL
GREENHILL & CO INC
GIW
WILBER CORP
GLBZ
GLEN BURNIE BANCORP
GLRE
GREENLIGHT CAPITAL RE LTD
GNW
GENWORTH FINANCIAL INC
GOV
GOUVERNEUR BANCORP INC
GRAN
BANK GRANITE CORP
GRNB
GREEN BANKSHARES INC
GROW
U S GLOBAL INVESTORS INC
GS
OLDMAN SACHS GROUP INC
GSBC
GREAT SOUTHERN BANCORP INC
GSLA
G S FINANCIAL CORP
GTS
TRIPLE S MANAGEMENT CORP
HABC
HABERSHAM BANCORP INC
HAFC
HANMI FINANCIAL CORP
HALL
HALLMARK FINANCIAL SERVICES INC
HARL
HARLEYSVILLE SAVINGS FINAN CORP
HAXS
HEALTHAXIS INC
HBAN
HUNTINGTON BANCSHARES INC
HBHC
HANCOCK HOLDING CO
HBNK
HAMPDEN BANCORP INC
HBOS
HERITAGE FINANCIAL GROUP
HCBK
HUDSON CITY BANCORP INC
HCC
H C C INSURANCE HOLDINGS INC
HEOP
HERITAGE OAKS BANCORP
HFBC
HOPFED BANCORP INC
HFFC
H F FINANCIAL CORP
HFWA
HERITAGE FINANCIAL CORP WA
HGIC
HARLEYSVILLE GROUP INC
HIFS
HINGHAM INSTITUTION FOR SVGS MA
HMN
HORACE MANN EDUCATORS CORP NEW
HMNF
H M N FINANCIAL INC
HMPR
HAMPTON ROADS BANKSHARES INC
HNBC
HARLEYSVILLE NATIONAL CORP PA
HNT
HEALTH NET INC
HOMB
HOME BANCSHARES INC
HOME
HOME FEDERAL BANCORP INC MD
HRZB
HORIZON FINANCIAL CORP WASH
HS
EALTHSPRING INC
HTBK
HERITAGE COMMERCE CORP
HTH
HILLTOP HOLDINGS INC
HTLF
HEARTLAND FINANCIAL USA INC
HUM
HUMANA INC
HWBK
HAWTHORN BANCSHARES INC
HWFG
HARRINGTON WEST FINANCIAL GRP IN
IAAC
INTERNATIONAL ASSETS HLDG CORP
IBCA
INTERVEST BANCSHARES CORP
IBCP
INDEPENDENT BANK CORP MICH
IBKC
IBERIABANK CORP
IBKR
INTERACTIVE BROKERS GROUP INC
IBNK
INTEGRA BANK CORP
IBOC
INTERNATIONAL BANCSHARES CORP
ICE
INTERCONTINENTALEXCHANGE INC
ICH
INVESTORS CAPITAL HOLDINGS LTD
IFC
IRWIN FINANCIAL CORP
IFSB
INDEPENDENCE FEDERAL SAVINGS BK
IHC
INDEPENDENCE HOLDING CO NEW
IMP
IMPERIAL CAPITAL BANCORP INC
INCB
INDIANA COMMUNITY BANCORP
INDB
INDEPENDENT BANK CORP MA
ING
I N G GROEP N V
IPCC
INFINITY PROPERTY & CASUALTY COR
IPCR
I P C HOLDINGS LTD
IRE
IRELAND BANK
ITC
I T C HOLDINGS CORP
ITG
INVESTMENT TECHNOLOGY GP INC NEW
ITIC
INVESTORS TITLE CO
JAXB
JACKSONVILLE BANCORP INC FL
JEF
JEFFERIES GROUP INC NEW
JFBC
JEFFERSONVILLE BANCORP
JFBI
JEFFERSON BANCSHARES INC TENN
JLI
JESUP & LAMONT INC
JMP
J M P GROUP INC
JNS
JANUS CAP GROUP INC
JPM
JPMORGAN CHASE & CO
JXSB
JACKSONVILLE BANCORP INC
KCLI
KANSAS CITY LIFE INS CO
KENT
KENT FINANCIAL SERVICES INC
KEY
KEYCORP NEW
KFED
K FED BANCORP
KFFB
KENTUCKY FIRST FEDERAL BANCORP
KFS
KINGSWAY FINANCIAL SERVICES INC
KRNY
KEARNY FINANCIAL CORP
L
LOEWS CORP
LAB
LABRANCHE & CO INC
LABC
LOUISIANA BANCORP INC
LARK
LANDMARK BANCORP INC
LAZ
LAZARD LTD
LBBB
LIBERTY BELL BK CHERRY HILL NJ
LBCP
LIBERTY BANCORP INC MO
LEGC
LEGACY BANCORP INC
LEH
LEHMAN BROTHERS HOLDINGS INC
LFC
CHINA LIFE INSURANCE CO LTD
LION
FIDELITY SOUTHERN CORP NEW
LKFN
LAKELAND FINANCIAL CORP
LNC
LINCOLN NATIONAL CORP IN
LNCB
LINCOLN BANCORP IND
LPSB
LAPORTE BANCORP INC
LSBI
L S B FINANCIAL CORP
LSBK
LAKE SHORE BANCORP INC
LSBX
L S B CORP
LTS
LADENBURG THALMANN FIN SVCS INC
LUK
LEUCADIA NATIONAL CORP
LYG
LLOYDS TSB GROUP PLC
MAIN
MAIN STREET CAPITAL CORP
MASB
MASSBANK CORP
MBFI
M B FINANCIAL INC NEW
MBHI
MIDWEST BANC HOLDINGS INC
MBI
M B I A INC
MBP
MID PENN BANCORP INC
MBR
MERCANTILE BANCORP INC
MBRG
MIDDLEBURG FINANCIAL CORP
MBTF
M B T FINANCIAL CORP
MBVA
MILLENNIUM BANKSHARES CORP
MBVT
MERCHANTS BANCSHARES INC
MBWM
MERCANTILE BANK CORP
MCBF
MONARCH COMMUNITY BANCORP INC
MCBI
METROCORP BANCSHARES INC
MCGC
M C G CAPITAL CORP
MCY
MERCURY GENERAL CORP NEW
MER
MERRILL LYNCH & CO INC
MERR
MERRIMAN CURHAN FORD GROUP INC
MF
MF GLOBAL LTD
MFC
MANULIFE FINANCIAL CORP
MFLR
MAYFLOWER BANCORP INC
MFNC
MACKINAC FINANCIAL CORP
MFSF
MUTUALFIRST FINL INC
MGYR
MAGYAR BANCORP INC
MHLD
MAIDEN HOLDNGS LTD
MI
MARSHALL & ILSLEY CORP NEW
MIG
MEADOWBROOK INSURANCE GROUP INC
MIGP
MERCER INSURANCE GROUP INC
MKL
MARKEL CORP
MKTX
MARKETAXESS HLDGS INC
MNRK
MONARCH FINANCIAL HOLDINGS INC
MOFG
MIDWESTONE FINANCIAL GRP INC NEW
MOH
MOLINA HEALTHCARE INC
MORN
MORNINGSTAR INC
MRH
MONTPELIER RES HOLDINGS LTD
MROE
MONROE BANCORP
MS
ORGAN STANLEY DEAN WITTER & CO
MSBF
M S B FINANCIAL CORP
MSFG
MAINSOURCE FINANCIAL GROUP INC
MSL
MIDSOUTH BANCORP INC
MTG
M G I C INVESTMENT CORP WIS
MTU
MITSUBISHI UFJ FINANCIAL GP INC
MXGL
MAX CAPITAL GROUP LTD
NAHC
NATIONAL ATLANTIC HOLDINGS CORP
NAL
NEWALLIANCE BANCSHARES INC
NARA
NARA BANCORP INC
NATL
NATIONAL INTERSTATE CORP
NAVG
NAVIGATORS GROUP INC
NBBC
NEWBRIDGE BANCORP
NBN
NORTHEAST BANCORP
NBTB
N B T BANCORP INC
NBTF
N B & T FINANCIAL GROUP INC
NCBC
NEW CENTURY BANCORP INC NC
NCC
NATIONAL CITY CORP
NDAQ
NASDAQ O M X GROUP INC
NEBS
NEW ENGLAND BANCSHARES INC
NECB
NORTHEAST COMMUNITY BANCORP INC
NEWT
NEWTEK BUSINESS SVCS INC
NFBK
NORTHFIELD BANCORP INC
NFS
NATIONWIDE FINANCIAL SERVICES IN
NFSB
NEWPORT BANCORP INC
NHTB
NEW HAMPSHIRE THRIFT BNCSHRS INC
NICK
NICHOLAS FINANCIAL INC
NITE
KNIGHT CAPITAL GROUP INC
NKSH
NATIONAL BANKSHARES INC
NMR
NOMURA HOLDINGS INC
NMX
NYMEX HOLDINGS INC
NOVB
NORTH VALLEY BANCORP
NPBC
NATIONAL PENN BANCSHARES INC
NRIM
NORTHRIM BANCORP INC
NSEC
NATIONAL SECURITY GROUP INC
NSFC
NORTHERN STATES FINANCIAL CORP
NSH
NUSTAR G P HOLDINGS LLC
NTQ
N T R ACQUISITION CO
NTRS
NORTHERN TRUST CORP
NVSL
NAUGATUCK VLY FINANCIAL CORP
NWFL
NORWOOD FINANCIAL CORP
NWLIA
A NATIONAL WESTERN LIFE INS CO
NWSB
NORTHWEST BANCORP INC PA
NXTY
NEXITY FINANCIAL CORP
NYB
NEW YORK COMMUNITY BANCORP INC
NYM
N Y M A G I C INC
NYX
N Y S E EURONEXT
OCFC
OCEANFIRST FINANCIAL CORP
OFG
ORIENTAL FINANCIAL GROUP INC
OKSB
SOUTHWEST BANCORP INC OKLA
OLBK
OLD LINE BANCSHARES
OLCB
OHIO LEGACY CORP
ONB
OLD NATIONAL BANCORP
ONFC
ONEIDA FINANCIAL CORP
OPHC
OPTIMUMBANK HOLDINGS INC
OPOF
OLD POINT FINL CORP
OPY
OPPENHEIMER HOLDINGS INC
ORH
ODYSSEY RE HOLDINGS CORP
ORI
OLD REPUBLIC INTERNATIONAL CORP
ORIT
ORITANI FINANCIAL CORP
OSBC
OLD SECOND BANCORP INC
OSBK
OSAGE BANCSHARES INC
OSHC
OCEAN SHORE HOLDING CO
OVBC
OHIO VALLEY BANC CORP
OXPS
OPTIONSXPRESS HOLDINGS INC
OZM
OCH ZIFF CAPITAL MANGMNT GRP LLC
OZRK
BANK OF THE OZARKS INC
PABK
P A B BANKSHARES INC
PACW
PACWEST BANCORP DE
PBCI
PAMRAPO BANCORP INC
PBCT
PEOPLES UNITED FINANCIAL INC
PBHC
PATHFINDER BANCORP INC
PBIB
PORTER BANCORP INC
PBIP
PRUDENTIAL BANCORP INC PA
PBKS
PROVIDENT BANKSHARES CORP
PBNY
PROVIDENT NEW YORK BANCORP
PCBC
PACIFIC CAPITAL BANCORP NEW
PCBI
PEOPLES COMMUNITY BANCORP INC
PCBK
PACIFIC CONTINENTAL CORP
PCBS
PROVIDENT COMMUNITY BANCSHRS INC
PEBK
PEOPLES BANCORP NC INC
PEBO
PEOPLES BANCORP INC
PFBC
PREFERRED BANK LOS ANGELES
PFBI
PREMIER FINANCIAL BANCORP INC
PFBX
PEOPLES FINANCIAL CORP
PFED
PARK BANCORP INC
PFG
PRINCIPAL FINANCIAL GROUP INC
PFS
PROVIDENT FINANCIAL SVCS INC
PGR
PROGRESSIVE CORP OH
PHLY
PHILADELPHIA CONSOLIDATED HLG CO
PICO
P I C O HOLDINGS INC
PJC
PIPER JAFFRAY COMPANIES
PKBK
PARKE BANCORP INC
PL
ROTECTIVE LIFE CORP
PLCC
PAULSON CAPITAL CORP
PLFE
PRESIDENTIAL LIFE CORP
PMACA
A P M A CAPITAL CORP
PMBC
PACIFIC MERCANTILE BANCORP
PMI
P M I GROUP INC
PNBC
PRINCETON NATIONAL BANCORP INC
PNBK
PATRIOT NATIONAL BANCORP INC
PNC
P N C FINANCIAL SERVICES GRP INC
PNFP
PINNACLE FINANCIAL PARTNERS INC
PNSN
PENSON WORLDWIDE INC
PNX
PHOENIX COS INC
PPBI
PACIFIC PREMIER BANCORP INC
PRA
PROASSURANCE CORP
PRE
PARTNERRE LTD
PRK
PARK NATIONAL CORP
PROS
PROCENTURY CORP
PROV
PROVIDENT FINANCIAL HOLDINGS INC
PRSP
PROSPERITY BANCSHARES INC
PRU
PRUDENTIAL FINANCIAL INC
PRWT
PREMIERWEST BANCORP
PSBC
PACIFIC STATE BANCORP
PSBH
PSB HOLDINGS INC
PSEC
PROSPECT CAPITAL CORP
PTA
PENN TREATY AMERICAN CORP
PTP
PLATINUM UNDERWRITERS HLDGS LTD
PUK
PRUDENTIAL PLC
PULB
PULASKI FINANCIAL CORP
PVFC
P V F CAPITAL CORP
PVSA
PARKVALE FINANCIAL CORP
PVTB
PRIVATEBANCORP INC
PWOD
PENNS WOODS BANCORP INC
PZN
PZENA INVESTMENT MANAGEMENT INC
QCRH
Q C R HOLDINGS INC
QNTA
QUANTA CAPITAL HOLDINGS LTD
RAMR
R A M HOLDINGS LTD
RBCAA
REPUBLIC BANCORP INC KY
RBNF
RURBAN FINANCIAL CORP
RBPAA
ROYAL BANCSHARES PA INC
RBS
ROYAL BANK SCOTLAND GROUP PLC
RCBK
RIVER CITY BANK
RCKB
ROCKVILLE FINANCIAL INC
RDN
RADIAN GROUP INC
RE
EVEREST RE GROUP LTD
RF
REGIONS FINANCIAL CORP NEW
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REINSURANCE GROUP OF AMERICA INC
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RIVER VALLEY BANCORP
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RAYMOND JAMES FINANCIAL INC
RKH
REGIONAL BANK HOLDRS TRUST
RLI
R L I CORP
RNR
RENAISSANCERE HOLDINGS LTD
RNST
RENASANT CORP
RODM
RODMAN & RENSHAW CAP GRP INC NEW
ROMA
ROMA FINANCIAL CORP
ROME
ROME BANCORP INC
RPFG
RAINIER PACIFIC FINL GROUP INC
RVSB
RIVERVIEW BANCORP INC
RY
ROYAL BANK CANADA MONTREAL QUE
SAF
SAFECO CORP
SAFT
SAFETY INSURANCE GROUP INC
SAL
SALISBURY BANCORP INC
SAMB
SUN AMERICAN BANCORP
SASR
SANDY SPRING BANCORP INC
SAVB
SAVANNAH BANCORP INC
SBBX
SUSSEX BANCORP
SBCF
SEACOAST BANKING CORP FLA
SBIB
STERLING BANCSHARES INC
SBKC
SECURITY BANK CORP
SBNY
SIGNATURE BANK NEW YORK N Y
SBP
SANTANDER BANCORP
SBSI
SOUTHSIDE BANCSHARES INC
SCA
SECURITY CAPITAL ASSURANCE LTD
SCB
COMMUNITY BANKSHARES INC S C
SCBT
S C B T FINANCIAL CORP
SCHW
SCHWAB CHARLES CORP NEW
SCMF
SOUTHERN COMMUNITY FINCL CORP
SEAB
SEABRIGHT INSURANCE HOLDINGS INC
SF
STIFEL FINANCIAL CORP
SFG
STANCORP FINANCIAL GROUP INC
SFNC
SIMMONS 1ST NATIONAL CORP
SFST
SOUTHERN FIRST BANCSHARES INC
SGB
SOUTHWEST GEORGIA FINANCIAL CORP
SHG
SHINHAN FINANCIAL GROUP CO LTD
SIEB
SIEBERT FINANCIAL CORP
SIFI
SI FINANCIAL GROUP INC
SIGI
SELECTIVE INSURANCE GROUP INC
SIVB
S V B FINANCIAL GROUP
SLF
SUN LIFE FINANCIAL INC
SLM
S L M CORP
SMBC
SOUTHERN MISSOURI BANCORP INC
SMCG
MILLENNIUM INDIA ACQUISIT CO INC
SMHG
SANDERS MORRIS HARRIS GROUP INC
SMMF
SUMMIT FINANCIAL GROUP INC
SMTB
SMITHTOWN BANCORP INC
SNBC
SUN BANCORP INC
SNV
SYNOVUS FINANCIAL CORP
SOCB
SOUTHCOAST FINANCIAL CORP
SOMH
SOMERSET HILLS BANCORP
SONA
SOUTHERN NATIONAL BANCORP VA INC
SOV
SOVEREIGN BANCORP INC
SRCE
1ST SOURCE CORP
SSBI
SUMMIT STATE BANK
SSBX
SILVER STATE BANCORP
SSFN
STEWARDSHIP FINANCIAL CORP
STBA
S & T BANCORP INC
STBC
STATE BANCORP INC NY
STBK
STERLING BANKS INC
STEL
STELLARONE CORP
STFC
STATE AUTO FINANCIAL CORP
STI
SUNTRUST BANKS INC
STL
STERLING BANCORP
STSA
STERLING FINANCIAL CORP WASH
STT
STATE STREET CORP
STU
STUDENT LOAN CORP
SUAI
SPECIALTY UNDERWRITERS ALL INC
SUBK
SUFFOLK BANCORP
SUFB
SUFFOLK FIRST BANK VA
SUPR
SUPERIOR BANCORP
SUR
C N A SURETY CORP
SUSQ
SUSQUEHANNA BANCSHARES INC PA
SVBI
SEVERN BANCORP INC MD
SWS
S W S GROUP INC
SYBT
S Y BANCORP INC
TAMB
TAMALPAIS BANCORP
TAQ
TRANSFORMA ACQUISITION GROUP INC
TAYC
TAYLOR CAPITAL GROUP INC
TBBK
BANCORP INC
TBHS
BANK HOLDINGS THE
TCB
T C F FINANCIAL CORP
TCBI
TEXAS CAPITAL BANCSHARES INC
TCBK
TRICO BANCSHARES
TCHC
21ST CENTURY HOLDING CO
TDBK
TIDELANDS BANCSHARES INC
TFIN
TEAM FINANCIAL INC
TFSL
TFS FINANCIAL CORP
TGIC
TRIAD GUARANTY INC
THFF
FIRST FINANCIAL CORP IN
THG
HANOVER INSURANCE GROUP INC
THRD
T F FINANCIAL CORP
TIBB
T I B FINANCIAL CORP
TIL
TRANS INDIA ACQUISITION CORP
TMCV
TEMECULA VALLEY BANCORP INC
TMK
TORCHMARK CORP
TMP
TOMPKINS FINANCIAL CORP
TNCC
TENNESSEE COMMERCE BANCORP INC
TOFC
TOWER FINANCIAL CORP
TONE
TIERONE CORP
TOWN
TOWNEBANK
TRH
TRANSATLANTIC HOLDINGS INC
TROW
T ROWE PRICE GROUP INC
TRST
TRUSTCO BANK CORP NY
TRUE
CENTRUE FINANCIAL CORP NEW
TRV
TRAVELERS COMPANIES INC
TSBK
TIMBERLAND BANCORP INC
TSFG
SOUTH FINL GROUP INC
TSH
TECHE HOLDING CO
TWGP
TOWER GROUP INC
TWPG
THOMAS WEISEL PARTNERS GROUP INC
UAM
UNIVERSAL AMERICAN CORP
UB
UNIONBANCAL CORP
UBCP
UNITED BANCORP INC
UBFO
UNITED SECURITY BANKSHARES
UBNK
UNITED FINANCIAL BANCORP INC MD
UBOH
UNITED BANCSHARES INC
UBS
U B S AG
UBSH
UNION BANKSHARES CORP
UBSI
UNITED BANKSHARES INC
UCBA
UNITED COMMUNITY BANCORP
UCBH
U C B H HOLDINGS INC
UCBI
UNITED COMMUNITY BANKS INC GA
UCFC
UNITED COMMUNITY FINL CORP OHIO
UFCS
UNITED FIRE & CAS CO
UMBF
U M B FINANCIAL CORP
UMPQ
UMPQUA HOLDINGS CORP
UNAM
UNICO AMERICAN CORP
UNB
UNION BANKSHARES INC
UNH
UNITEDHEALTH GROUP INC
UNIB
UNIVERSITY BANCORP INC
UNM
UNUM GROUP
UNTY
UNITY BANCORP INC
USB
U S BANCORP DEL
USBI
UNITED SECURITY BANCSHARES INC
UTR
UNITRIN INC
UVSP
UNIVEST CORP OF PENNSYLVANIA
UWBK
UNITED WESTERN BANCORP INC
VBFC
VILLAGE BANK AND TRUST FINL CORP
VCBI
VIRGINIA COMMERCE BANCORP
VIST
V I S T FINACIAL CORP
VLY
VALLEY NATIONAL BANCORP
VNBC
VINEYARD NATIONAL BANCORP
VPFG
VIEWPOINT FINANCIAL GROUP
VR
VALIDUS HOLDINGS LTD
VSBN
V S B BANCORP INC NY
VYFC
VALLEY FINANCIAL CORP VA
WABC
WESTAMERICA BANCORPORATION
WAIN
WAINWRIGHT BANK & TRUST CO BOSTN
WAL
WESTERN ALLIANCE BANCORPORATION
WASH
WASHINGTON TRUST BANCORP INC
WAUW
WAUWATOSA HOLDINGS INC
WAYN
WAYNE SAVINGS BANCSHARES INC NEW
WB
ACHOVIA CORP 2ND NEW
WBCO
WASHINGTON BANKING COMPANY
WBNK
WACCAMAW BANKSHARES INC
WBS
WEBSTER FINL CORP WATERBURY CONN
WCBO
WEST COAST BANCORP ORE NEW
WCG
WELLCARE HEALTH PLANS INC
WDR
WADDELL & REED FINANCIAL INC
WFBC
WILLOW FINANCIAL BANCORP INC
WFC
WELLS FARGO & CO NEW
WFD
WESTFIELD FINANCIAL INC
WFSL
WASHINGTON FEDERAL INC
WGNB
W G N B CORP
WHG
WESTWOOD HOLDINGS GROUP INC
WHI
W HOLDING CO INC
WIBC
WILSHIRE BANCORP INC
WL
WILMINGTON TRUST CORP
WLP
WELLPOINT INC
WM
WASHINGTON MUTUAL INC
WPL
STEWART W P & CO LTD
WRB
BERKLEY W R CORP
WSB
W S B HOLDINGS INC
WSBC
WESBANCO INC
WSFG
W S B FINANCIAL GROUP
WSFS
WSFS FINANCIAL CORP
WTBA
WEST BANCORPORATION INC
WTFC
WINTRUST FINANCIAL CORPORATION
WTM
WHITE MOUNTAINS INS GROUP INC
WTNY
WHITNEY HOLDING CORP
WVFC
WVS FINANCIAL CORP
XL
XL CAPITAL LTD
Y
ALLEGHANY CORP DE
YAVY
YADKIN VALLEY FINANCIAL CORP
ZION
ZIONS BANCORP
ZNT
ZENITH NATIONAL INSURANCE CORP

Saturday, September 13, 2008

lecham Bank , Going under ?? Or being saved ??


Friday, September 12, 2008

Hurricane Ike slams Texas border


As Hurricane Ike bore down on the Houston area on Friday morning, the National Weather Service issued a stern warning to people living in small houses on Galveston Island that they faced “certain death” from flooding if they remained in their homes.
Waves crashed against the coastline in Galveston, Tex., on Friday.
Enlarge This Image
Béatrice de Géa for The New York Times
Amanda Stephens-Collins, Flagship hotel night manager, was the last person remaining after the hotel was evacuated as Hurricane Ike moved toward Galveston, Tex., Friday morning.
Forecasters said the wall of water being pushed onshore by the mammoth storm could cause floods of 15 to 22 feet above sea level, enough to cover many houses on the island, where a hurricane killed more than 8,000 people in 1900.
“Persons not heeding evacuation orders in single-family one- or two-story homes will face certain death,” the National Weather Service said in a local bulletin. “Many residences of average construction directly on the coast will be destroyed.”
The dire warning came as residents of Houston and Galveston rushed to board up their houses and move inland and Hurricane Ike moved closer to the two cities. By Friday morning, the unusually wide storm was more than 500 miles across and was rated Category 2, with 105 mile per hour winds at its center, churning across the Gulf of Mexico about 230 miles southeast of Galveston, according to The National Hurricane Center.
A mandatory evacuation was ordered for Galveston, and hurricane warnings were issued for a 400-mile stretch of coastline that stretched from south of Corpus Christi to Morgan City, La.
Thousands fled the island earlier in the day in private cars or on government-chartered buses, but a few diehards insisted they would stay in their homes. One was Denise Scurry, a 46-year-old pool hall employee who was sitting on a milk crate Thursday afternoon in downtown Galveston near her two-story home, reading “Thugs and the Women Who Love Them” and sipping brandy.
“It ain’t going to be nothing but wind and rain,” she said. “Everybody’s all excited about nothing.”
Larry Drosnes, who lives a half-mile from the beach, drove his black Ford Ranger to an elevated parking garage for safekeeping, and then returned to his house.
“The people that left are prudent, and those that are staying are reckless,” said Mr. Drosnes, 61, who has ridden out nearly every storm that has hit the island since 1948. “It’s pretty obvious which category I am in.”
The authorities ordered hundreds of thousands of people to evacuate low-lying areas from the Louisiana border to Corpus Christi. Traffic built up on highways leading from the coast; some gas stations ran out of fuel.
Forecasters predicted that Hurricane Ike would make landfall late Friday or before dawn on Saturday between the central Texas coast and southwestern Louisiana, with Galveston at the center of that track.
“I cannot overemphasize the danger that is facing us,” Gov. Rick Perry of Texas said at a news conference in Austin.
In the storm’s path lies one of the nation’s largest concentrations of oil refineries, the Johnson Space Center, the resorts on Galveston Island and Houston’s downtown of skyscrapers. More than four million people live in Houston and its suburbs.
The federal government moved swiftly to send rescue teams, generators, water and food into Texas and Louisiana, said Michael Chertoff, the secretary of homeland security. Forty teams with helicopters and high-water trucks from the Coast Guard, the National Guard and the Defense Department were positioned to rescue people, Mr. Chertoff said.
Officials from the Federal Emergency Management Agency have taken up positions in local emergency management offices, said the agency’s director, R. David Paulison.
Mr. Chertoff acknowledged that some people had become blasé about hurricane warnings, especially after Hurricane Gustav earlier this month turned out to be less damaging than predicted. He urged Texans not to let their guard down.
“This is not a storm to gamble with,” Mr. Chertoff said. “It’s large. It’s powerful.”
In Houston, the authorities hoped to avoid the traffic gridlock of three years ago when Hurricane Rita threatened, urging people who did not live in coastal floodplains to remain home.
“We are still saying: Please shelter in place, or to use the Texas expression, hunker down,” said Judge Ed Emmett, the chief administrator for Harris County, which includes Houston.
Over 1,000 feet off the Galveston coastline, Amanda Stephens-Collins was the last person remaining at the Flagship Hotel Over The Water, which sits on a pier extending into the Gulf. A night manager, Ms. Stephens-Collins was taking a break on Friday morning after checking that every room in the hotel had been emptied. “There was one guy last night who didn’t want to leave, and he asked how exactly I intended to get him gone,” she said. Ms. Stephens-Collins said she would call the police, and the man promptly left.
Greg Taveno was also not keen on leaving. Speaking in front of a nine-foot surf board stowed in his truck, Mr. Taveno said he wasn’t too worried about the 10 foot waves crashing in.
“If I can’t find a way to get out of the water, I’m not getting in,” he said, just before a gigantic wave washed over his truck and hit the highway behind him. “I suppose,” he said, “that is one way I could get out. Just get tossed.”

Saturday, September 6, 2008

Live web cast Seaapan ( SSW )

Seaspan Corporation to Present at the RBC Capital Markets Passport 2008 Transportation Conference

To access the live audio webcast of the conference call, go to www.seaspancorp.com and click on "Investor Relations" then "Events & Presentations" for the link. The link to the webcast will be live just prior to the start of the presentation and will be available for on-demand replay within 24 hours. An archive of the webcast will also be available for a period of 90 days.
About Seaspan
Seaspan owns containerships and charters them pursuant to long-term fixed-rate charters. Seaspan's contracted fleet of 68 containerships consists of 31 containerships in operation and 37 containerships to be delivered over approximately the next three years. Seaspan's operating fleet of 31 vessels has an average age of approximately five years and an average remaining charter period of approximately seven years. All of the 37 vessels to be delivered to Seaspan are already committed to long-term time charters averaging approximately 11 years in duration from delivery. Seaspan's customer base consists of seven of the world's largest, publicly traded liner companies, including China Shipping Container Lines, A.P. Moller-Maersk, Mitsui O.S.K. Lines, Hapag-Lloyd, COSCO Container Lines, K-Line and CSAV.
Seaspan's common shares are listed on the New York Stock Exchange under the symbol "SSW".
STATEMENT REGARDING FORWARD-LOOKING STATEMENTS
This release contains certain forward-looking statements (as such term is defined in Section 21E of the Securities Exchange Act of 1934, as amended) concerning future events and our operations, performance and financial condition, including, in particular, the likelihood of our success in developing and expanding our business. Statements that are predictive in nature, that depend upon or refer to future events or conditions, or that include words such as "expects", "anticipates", "intends", "plans", "believes", "estimates", "projects", "forecasts", "will", "may", "potential", "should", and similar expressions are forward-looking statements. These forward-looking statements reflect management's current views only as of the date of this presentation and are not intended to give any assurance as to future results. As a result, you are cautioned not to rely on any forward-looking statements. Forward-looking statements appear in a number of places in this release. Although these statements are based upon assumptions we believe to be reasonable based upon available information, including operating margins, earnings, cash flow, working capital and capital expenditures, they are subject to risks and uncertainties. These risks and uncertainties include, but are not limited to: future operating or financial results; our expectations relating to dividend payments and forecasts of our ability to make such payments; pending acquisitions, business strategy and expected capital spending; operating expenses, availability of crew, number of off-hire days, drydocking requirements and insurance costs; general market conditions and shipping market trends, including charter rates and factors affecting supply and demand; our financial condition and liquidity, including our ability to obtain additional financing in the future to fund capital expenditures, acquisitions and other general corporate activities;
estimated future capital expenditures needed to preserve our capital base; our expectations about the availability of ships to purchase, the time that it may take to construct new ships, or the useful lives of our ships; our continued ability to enter into long-term, fixed-rate time charters with our customers; our ability to leverage to our advantage Seaspan Management Services Limited's relationships and reputation in the containership industry; changes in governmental rules and regulations or actions taken by regulatory authorities; changes in worldwide container demand; changes in trading patterns; competitive factors in the markets in which we operate; potential inability to implement our growth strategy; potential for early termination of long-term contracts and our potential inability to renew or replace long-term contracts; ability of our customers to make charter payments; potential liability from future litigation; conditions in the public equity markets; and other factors detailed from time to time in our periodic reports. We expressly disclaim any obligation to update or revise any of these forward-looking statements, whether because of future events, new information, a change in our views or expectations, or otherwise. We make no prediction or statement about the performance of our common and subordinated shares. Contacts:
Seaspan Corporation - Investor Relations Inquiries
r. Sai W. Chu
Chief Financial Officer
(604) 638-2575
Website: www.seaspancorp.com
The IGB Group - Media Inquiries
r. Leon Berman
(212) 477-8438

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